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to be paid for. they are, usually in the form of taxes. why must the government provide these services? why can't we rely instead on the free market? it's a controversial question, as we see in the case of private utilities versus the tva. the great mississippi flood as we of 1927the case left 800,000 homeless. swelling waters overran levees throughout the tennessee river and into the mississippi, turning northern louisiana into an inland sea. secretary of commerce herbert hoover called the flood the greatest peacetime calamity in the history of the country. the disaster was predictable. the mississippi had flooded before. local authorities attempted to pvide flood control, but with uneven efforts. the levee system is oy as strong as its weakest link. the building of dams could have prevented the flood. some legislators wanted to use federal funds. but they faced tough opposition on capitol hill. dams not only control floods, but they can be used to generate hydroelectric power. that presented a threat of competition to the private utilities. to justify the expenditure required to build the
, user's guide to taxes. big change is coming. he will get you prepared tonight . and america's worst charities, is essential advice on giving wisely this christmas. we're watching out for you tonight on "the willis report." ♪ gerri: welcome to "the willis report." your show, your money, your voice. tonight your health care costs. new warnings of how the architect of obamacare processing you can keep your doctor if you paid up with more on this, it has some fire, health fellow at the heritage foundation. dr. kevin campbell, cardiologists will we're talking about, over the weekend, ezekiel emanuel said that, yes, you can keep your doctor, but you may have to pay more. listen to this. >> he asked a question, if you like your doctor, you can keep it. did he not say that, sir? >> did not say you could have unlimited. >> a simple yes or no question. >> yes. if you want to pay more for an insurance company that covers your doctor, you can do that. this is a matter of choice. you pay more for a wider range of choices or wider range of benefits. gerri: you are a doctor. did this come as a s
are going to deliver the best business blockext. neil takes it away. >>> pump it, then tax it. i don't know about you, you've had enough of it. welcome, everybody. follow the money if you can even find the money. because it is not easy to get t of the democratic congressman when he's looking for money. not just a little more money. oregon's guy wants to double the taxes because he says our infrastructure needs the dough. i asked can you spell out for me congressman where that $42 billion has gone? >> the sbujt available for every state. the budget is available for every state. >> if the goal was to fix roads and bridges, and they're still, accurately to your point, falling apart, me think somee has stolen it, someone it was taken it. >> wow. >> wow is right. i should never have interviewed somebody with a bicycle pin on their lapel but that's neither here nor there. here's the deal, if we're already collecting more, than 120 million buck each year to fix our roads and bridges. i haven't factored in the $800 million in stimulus money that was supposedly going to shovel ready road jobs, are p
be sold. be doing so. >> thank you, caroline. on he u.s. is clamping down tax evasion. urged to s are being participa participate. we have all the details. been talking about it. this could be the end of the ing -- bingeing. >> we are at the turning point they the americans believe $100 billion. u.b.s.. has gone after the department of justice saying you notice,ve given we want you on board and go for voluntary disclosures in terms names of people that you have helped evade taxes and swiss saying guys get on board with this program because don't you potentially face criminal investigation and fines. that s one way of jumping and staying in the u.s. and saying to the authorities look, numbers the names and and it definitely has had an impact. in terms of u.s. assets overseen byswiss banks it has dropped 70% and the americans said yeah swiss bank account and the amount of money. >> this is the disclosure. saying i think you should comply now otherwise they say spying. 14 banks are already involved in criminal investigation and go to the after you sites so you have credit suisse, h
, the horrific tax code, less opportunity for people to rise up. >> rick, he is criticizing something that happened under his watch. >> yeah, here's the problem that i have. first of all, and john will love hearing me say this. i'm not sure that government is a big answer. >> we are all happy to hear you say that. >> i knew you would be. but here's the problem. most people analyze this in terms of do you think obama's policies produce growth, anti-growth. growth is actually not the issue because it only matters if it's shared. if a company that's making $14 billion in profits this year makes $20 billion next year, what's the difference if they don't are the benefit? >> but john, it is kind of the issue because sometimes a rising tide lifts all boats to quote john f. kennedy, rick's favorite president. if you look at what happened under the reagan term, the lower 20% and the top 20% increased by double digits after those tax rate cuts. >> i'm one of those people who believes that income and equality is unrelentingly beautiful. when that expands that means that life-style and equality i
, a three-step phase-in a 15-cent gas tax increase. the first increase in 20 years. >> well, he said he would do it, and today he d. i just last night asked pointblank why the heck he was. there are a lot of people listening it this. this congressman is talking about -- >> don't trash security councci- >> if the gas tax, acting like it's no big deal. >> i didn't say it was not a big deal. i said it is a big deal. it's very important. the ability to fund transportation because we haven't raised the gas tax in 20 years -- >> you can't account for the money that's been allocated already, that's committed already. >> absolutely you can. look at your communities in terms of the bridge construction, the maintenance. onestly believe working with the folks that you do that the money you might get from this gas tax is going to be used exclusively and only for repairing roads and bridges and fixing our highways? do you think that's really going to be the case? does the history with the people you work with indicate that that will ever be the case, really? >> why do you say that? where do you thin
with other administrative rules in place, and where the city basically is able to uses it taxing authority to allow for this financing to happen. >> then my last question chair farrell i know the focus is on panels for residential homes and buildings and can you talk about the importance -- and i know cal knows this from the department of the environment and the retrofits and it was mentioned water conservation too and energy efficiency and water conservation as ways to reduce our carbon footprint as well. >> absolutely. the great thing about pace is it's open to many different kinds of projects. it's not just a solar financing program or a energy efficiency program. it's all of the above and water conservation, electric charging stations, anything that can help us meet our community climate goals by reducing energy consumption and putting more renewable energy on the grid is an eligible project as long as it's affixed to the property and in that way we think we can see more comprehensive projects that reduce energy consumption through efficiency and potentially adding the renewables whi
savings goodbye. a gas tax hike that could wipe them out. ick with innovation. stick with power. stick with technology. get the new flexcare platinum from philips sonicare and save now. philips sonicare. >>> talk about a kick in the gas. a push to double the federal tax on every gallon of gas. to democratic congressman says it's time and it will do some good. you're talking about hiking the tax to more than 33 cents a gallon. that doesn't sound all too good but explain why you think it's a good idea. >> well, first of all, we haven't raised the gas tax in 20 years. during that time the amount that the average motorist pays per mile they drive because of increased full efficiency and inflation, has been cut in half. we are facing for all the talk of a budget deficit, we're facing an infrastructure deficit. and because we have just sort of run the gas tax trust fund down to where it's approaching zero, if we don't do something in the next ten months, we're going to face an inability to fund any transit funding next year, and the federal highway funding will drop 92%. >> what's happened t
on sunday shopping. part of the bitter arguments over how to ease up on taxes in france all still feeling the state's coffers. his dispute with the dresses were soon enough we'll be talking about. in the false and yet today the study although in the newsroom and say hello once again to their product thank you cards like these are the headlines. at that peace is better than the good ol' ukraine's president reacts to protest is stepping up to campaign for the resignation of the campus i'll do anything to an upright ten spots resign thailand's prime minister has more clashes break out today seizing k gas and rubber boats. french prime minister about to come up with a clear at all. lacking something. ukraine where president any cutbacks has reacted to the unrest sparked by his feet and on closer ties with the eu by calling for any peaceful protests this on to clashes in kiev with independence plan is being taken diapers you can see that by anti government protest is it called for general strike. the prime minister says their actions amount to pick it up. he is not correspond to encounter the
in that tax increment for this tax purpose so we've built approximately close to 1,000 today, but about 6,000 still exist, so it's the obligation and funding stream. if the city were to accept the obligation, it would have to identify a funding stream so it would be unwise for the city to accept the obligation without a source of funds to do it. >> okay. i think i have some more thoughts on that, but that's not part of this resolution so we'll move on to other questions. can you just also explain again sort of the separation of the income stream from mixed use property that is are being transferred? what does that mean? >> so disillusion laws provides for an ability for the oversight board to make a determination that if you had a mixed use as sets bra oversight board believed it was not a benefit to the community and it was a benefit to the taxing entities to separate that out in order to keep the revenue from the non housing youth, it could take those actions. in our particular case, the as setses that are mixed use, we believe there is a benefit to the community, including the resident
and succeed and the bad schools will fade away. we have tax credits for education. $5,000 tax credit. this is a broad agenda, how we transform communities. it will touch everyone in this city. from the first time they go to school to becoming parents. economic freedom so that will remove government obstacles to success. it will provide a generation of citizens, students, workers with a new bargain, and the government will get out of the way. it will treat you like an adult. it will treat everyone equally under the law, it will help parents control their children's future and their education, it will help creators have more jobs for workers. it will treat you the same way everyone else, the matter the color of your skin, what part of town you comfort. we have tried the bailouts, excessive taxation. it has not worked. it does not work. we will try a new approach. you can meet your new challenges as you rebuild your cities, it will endure and prevail. i promise you that i will work you do we do that. thank you very much. [applause] >> it is my job to sort hundreds of questions and try t
down. he is going to propose a number of tax cuts or tax preferences as well as spending increases to try to do that and that may exacerbate the short-term but then he pivoted which i think is important to talk about the structural deficit. and that is what threatens the state. it's not the ice that is above the water. it's the ice that is below the water. it's not the debt on the balance sheet, it is what is off the balance sheet that disrupts the future and he talked about three things, he talked about freezing a portion of discretionary spending, less than 20% of the federal budget for three years. three years is better than one book, and you know, frankly it is a modest first step especially since discretionary spending has increased 20% plus over the last two years in the second we talked about supporting the pedro rule the senate might be voting on right now. there's lots of holes big enough to drive a truck through and on the other hand it does provide some come strains that otherwise wouldn't be there so i think it is a modest step forward. third and most important he came
a tree new life after you chop it down. >> and if you think you escaped paying tax by buying something online, how that cyber monday purchase could come back to hawn you. -- could come back to haunt you. ,,,,,,,,,,,,,, friendly growing method. reporter ian schwartz explas "tree stumping." >>> christmas trees with a conscience. one northern california farm is using a ecofriendly growing method. ewan swartz explains tree stumping. >> reporter: it's the sounds and the smells that bring the family here year after year. this year, little brody was tasked with tackling the tree that easily towers over him. >> timber! >> reporter: how did that go? >> well, tiring. [ laughter ] >> reporter: acres and acres of trees, that's just one of the reasons this family comes here. but also the ecofriendly growing method used at the mcgee christmas tree farm. >> definitely a benefit to us. we try to do things like that around our house. and we can help the environment, that's great. just a bonus. >> you can see this big one was cut. >> reporter: phyllis and mike mcgee grow trees by stump culturing. they a
million. they've decided we have to get our tax exemption. saturday go about it? been launched 2400 lawsuit against the irs and individual agents. they hired private detectives to go around to conferences where they trail people and find out who's drinking too much, who was sleeping around to publish articles in the magazines about this and pass them the steps of 1111 constitution avenue, which is headquarters of the irs. they intimidated the irs. now whatever the merits of their case, those were the facts that surrounded their getting a tax exemption. it was -- you know, i just said they owed a billion dollars. the irs prime and $12 million did they forget the billion dollars. they gave them the authority to decide on their own which parts of the church are actually tax exempt. they even made our ron hubbard's novels scriptures those are also tax the m. it was such a thoroughgoing that very. it's hard to even imagine. bear in mind, the irs is not the best equipped agency. but they are the only agency that has that authority. once the irs made that finding, the vast protections of t
a few things that were on our list that we just had to get done. the tax code had to work, education had to work. you had to have regulatory system that worked. you had to be fast on the dime in working with the private sector because they could take their investment and go elsewhere real fast. so we had our own little strategy. and i would guess that you sitting down, what is the strategy for hawaii? what is it that you must get ght to survive in the 21st century? and that then define what is you need to do even if you find yourself in the minority position. >> did i hear you correctly are you the only republican in the tate senate? >> i'm actually in the house. but there is one senator out of 25 in the senate and there are 7 out of 51 in the house. so we are eight out of 76. >> we're trying to change your dynamic. >> well, the united states capitol there's a saying in the house that the other political party is the opposition. but the enemy, the enemy is the senate. so i guess we temporarily lumped you in with the enemy. so we're sorry about that. it sounds like your side emphasizes qu
's wealth tax proposal cause wall streeters to move to main street? steve forbes talks about the potential implications of the new mayor's plan in just a moment. cheryl: they might be corporate rivals, apple, google, facebook are a few of the names teaming up to challenge the government surveillance programs. we'll take a look what they think the solution is. ♪ as a business owner, i'm constantly putting out fires. so i deserve a small business credit card with amazing rewards. with thepark cascard from capital one, i get 2% cash back on ery purchas every day. i break my back around here. finally soone's recognizing me with unlimited rewards! meetings start at 11, cindy. [ male announcer get the spark business card from capital one. choose 2% cash back or double miles on every purchase, every d. what's in your wallet? i need your timesheets, larry! does your mouth often feel dry? a dry mouth can be a side effect of many medications but it can also lead to tooth decay and bad breath. that's why there's biotene. available as an oral rinse, toothpaste, spray or gel, biotene can provide soot
ok if you want to stand -- tax stand and say we are taxing you to support people with pre-existing conditions and sick people. i am not ok with messing up all this marketing and making me have maternity and all kinds of stuff in there as some kind of hidden scheme to make the subsidization. if we as a society want to to implement universal health care the way they want, let's at least be honest about it and put a tax on all of us and say we choose to do this. >> you are willing to pay that kind of tax. >> what i be willing to pay for it? i would feel a lot better paying for it as a tax than mucking up the whole incentives within the health-care system. what i be willing to pay for it? yes, i think i would. >> you go to college campuses and you have a central erie that i referred to in the introduction which is that you believe it is unfair what we are doing to young people today. we are burdening them with circumstances that we did not have so that they can take care of us. >> yes. >> that is simplified. you explain. >> the way our entitlement system works is that it is no
that. by your gifts online, paying tax, others don't, supreme court doesn't want to get in the middle of it. judge andrew napolitano has no problem getting in the middle of that. and then, consolidating your wallet into just one card. the high-tech idea could be the way we shop in the future. it is all coming up along with dagen mcdowell on "markets now." dagen: giddyup. changing out of the shirt you had done earlier and now you look more businesslike. connell: i will take that as a complement on both sides. i have no other choice but to check the market and talk to the judge. dagen: we have to hit your slender. we have gains on the market right now despite the better-than-expected numbers from adp, nicole petallides at the new york stock exchange. nicole: you mentioned adp, which was better. we also got new hom home sales numbers better than expected, we are seeing the market with three straight days of selling and they might have scooped up some opportunity. right now dow jones industrial of 41 points, a gain of one quarter of 1%. microsoft hitting new highs, goldman sachs and unite
research. kil, cities across the country saw declining sales takes revenues, declining tax ref news as people's homes reduced in valley. value. >> a lot of cities are experiencing fiscal stress but i want to reiterate bankruptcies are rare. those who issue debt in the credit market only 10 a year going "g" into bankruptcy. while fiscal stress is a chief concern, bankruptcy is still a very rare phenomenon. >> is it stuffer at a time when the economy is not robust when the state's in which these cities and counties are located are also feeling a lot of strain, is it tough for put these restructuring deals together? >> the state plays a significant role in the fiscal health of the city. they offer state aid to local governments. that makes up a third of the city revenues. when cities cut back due to their own fiscal pressures local governments experience a lot of fiscal squeeze as well. >> are there fewer good choices when you're finally pushed to make a bankruptcy declaration. >> bankruptcy is a measure of last resort. joining anybody enjoys having to papaying pensioners, or putting c
financial institutions be willing to take on failing institutions when they might be taxed with the result? so, that's one issue of policy that we have to look at carefully. the committee was also concerned about one other thing that, which is really to me, in particular, and to other members of the committee, particularly troubling. and that is, that the, the charges that were placed against jpmorgan came after the chairman of the bank started to take on the government's policy in a number of areas. he was critical, i'm talking here of jamie dimon. he was critical of the, of the dodd-frank act and was critical of many other regulatory policies of the government. and, at the same time, he was in a sense, a spokesman for thing industry but an individual who was the chairman of a large bank then following those criticisms, came all of these charges against jpmorgan chase, which had previously been thought to be one of the healthiest and best-managed banks. so, the worry here is that the lesson that the government is, or the message that the government is sending is that, if you criticize the
tax on the rise during the holiday shopping season. when do you need to pay taxes for things you buy online? we'll tell you coming up. >> also ahead, a play of the day that will have you on the edge of your seat. >> cloudy with showers now but get ready, we are headed for the deep freeze! we'll tell you when coming up. >> and even though traffic conditions are pretty light right now over at the bay bridge toll plaza, there is a stalled bobtail truck blocking a lane on the deck. we'll show you where. but first, we want to know what drives you crazy during your commute. you can ask a question or share a gripe by e-mailing we're pointing to lawrence. what drives you crazy besides lawrence? tweet me at #ewengerkpix. we'll be right back. ,, i love having a free checked bag with my united mileageplus explorer card. i've saved $75 in checked bag fees. [ delavane ] priority boarding is really important to us. you can just get on the plane and relax. [ julian ] having a card that doesn't charge you foreign transaction fees saves me a ton of money. [ delavane ] we can go to any
with the reliability of fedex. neil: first the tax hikes and now the spending streets. raises and hiking spending across the board. the state is now running a surplus according to reports. fox news radio host with us now. >> yes, i spent 30 years in sacramento. i am telling you, that is fiction, the fact that they have this surplus. not only in thestate of california, but illinois, his huge pension obligations and they pretend that those don't exist. and they are off the books. because of your add-in that is, we are talking that we cannot afford could have a $45 billion surplus this year. by the time summer comes around and that will grow until 2020 every single year. and they raise taxes by about $6 billion and it ties in perfectly and the problem is they have an obligation for their pensions, the two big state pensions and health obligations of 300 billion for the pensions and another hundred billion fr the health care for the retirees. $400 billion and not even addressing this problem. neil: let me ask about how they are able to sneak in raises for themselves as politicians back in 1990 they s
. that and the machines is why these protests will never work. melissa: a new call to double the gas tax. finally driving less and buying hybrids. the government wants to tax us as a reward. the details on that one. finally you can drop your iphone to your heart's content because this case is nearly indestructible. check this out. our latest installment. more "money" coming up. ♪ so ally bank has a raise your rate cd that wothat's correct.a rate. cause i'm really nervous about getting trappe why's that? uh, mark? go get help! i have my reasons. look, you don't have to feel trapped with our raise your rate cd. if our rate on this cd goes up, yours can too. oh that sounds nice. don't feel trapped with the ally raise your rate cd. ally bank. your money needs an ally. just by talking to a helmet. it grabbed the patit's record before we even picked himp. it found out the doctor we needed was at st. anne's. wiggle your toes. [ driver ] and it got his okay on treatment from miles away. it even pulled strings with the stopligs. my ambulance talks with smoke alarms and pilots and adiums. but, of course, 's a go
: a new call to double the gas tax. finally driving less and buying hybrids. the government wants to tax us as a reward. the details on that one. finally you can drop your iphone to your heart's content because this case is nearly indestructible. check this out. our latest installment. more "money" coming up. ♪ ♪ melissa: from the u.s. to every corner of the globe, "money" has been flying around the world starting in germany where the government wants foreigners, like us, to start paying off to use the audubon. i you kidding me? a highway toll is expected to raise hundreds of millions of dollars for the country, at is causing average for people in neighboring countries that right through germany just to get to other places really fast. so much for europe's open borders. over to china where the smog levels in shanghai are so bad that flights in and out of the airport of being canceled. some of women at dangerous levels of air pollution on many cold-fired power plants and surrounding provinces. it is not so bad for some companies. those selling face masks, profits have skyrocketed. lan
,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, -- consumer loans probably a few days. because we require a business plan, sometimes it takes longer. business plans take a while. especially bank statements. we need to see
minister , said that people are exempt from the tax. that is not true. will the deputy prime minister apologize and put the record straight? >> the honorable lady talks about standing up to better interests. this in the week that we discovered that the great courage of the later leadership -- of the labor leadership to stand up to the trade union -- >> order. this house should be the bastion of free speech. neither the deputy prime minister nor the learned lady must be shouted down. we will keep going with this session as long as it takes for proper order to be observed. the deputy prime minister. >> it should be the bastion of political parties free of vested interest. it is high time that the labor leadership do it they say and stand up to their trade unions. >> i suggest that he leave it up to us to leave it to our party members, especially as so many of them used to be his. given that for over 90% of people hit by the bedroom tax, there just is not a smaller property for them to move to. what would he have them do? >> under her government, for 13 years, housing benefits had people
, more spending, and more taxing. that is what would drive up interest rates, that is what would hit the cost of living and that is what every family in this country should dread. >> order. >> you're been watching prime minister's questions. question time cares on c-span2 every wednesday. again on sunday night at 9:00 p.m. eastern on c-span. you can watch anytime at c- on the next washington journal, what to expect from afternoon fixes. scott wilson joins us. health careon state exchanges and online enrollment compared to the federal exchange. in recognition of the 150th anniversary, a discussion about the law and dealing with whistleblowers and its effectiveness. plus, your calls, e-mails and tweets on "washington journal" on c-span. social media is an old idea. we think it is recent and only people alive today have done it. there's a very long and rich tradition of social media that goes back to the late roman republic. that is first century bc in the point is you do not need a digital network to do social media. you could actually do it in your own face. c
tax reform. there's a whole bunch we could work on that would be great. maybe we ought to look at some of those things like health care system costs and what the government is going to be paying in the next few years that is not discriminatory spending. it is getting smaller and smaller because of mandatory programs. they need to take a look at those programs and see what they can do to maybe get that in check. we don't have out-of-control spending and we get caught up in laws that require mandatory spending and we have no flexibility and the debt keeps going up. stacy from arlington, virginia with some of his ideas and some of the short and long- term issues that he thinks congress needs to tackle. nbc the subject of an story talking about congresses to do list for the end of 2013. calling that to do list a might do list. some of the issues on that might in the last month of the year. it notes expiring tax provisions , that more than 60 tax provisions are set to expire at year's end. also on thatalso on that my to-s the medicare reimbursement for doc there's. --for doctors.
't forget to add the tax. a new state law that took effect last year requires you to pay sales tax for online purchases, even if the retailer doesn't add it on up front. >> regardless of whether they charge, you actually have to pay the tax if it's not a sales tax at the time of purchase, you are supposed to keep your receipts and pay a tax at the end of the year. not a lot of people do that. >> stores say they are losing business because shoppers aren't forced to pay taxes online. >> i'm dennis o'donnell, the 49ers look to gain ground in the nfc west and the a's add some to the roster. who is going and whose coming, next. ,,,,,,,,,,,,,,,, baseball jem soon to be followe >>> shakeup day in the a's organization where second baseman is gone. soon to be followed by colone and the closer. just a couple hours ago, the a's acquired jim johnson from the baltimore orioles. johnson had 101 saves in the last two seasons with baltimore. this move means the grand ball four is not coming back. the a's reportedly signed starting pitcher, scott, to a two-year deal worth $22 million. he was wit
concerned one ip -- hear people say the payroll tax is a job killer. maybe in some industries the payroll tax might be a disincentive on business going forward, but i would not be surprised if we came out of the whole discussion about remaking our tax for next year that it involves a combination of a payroll tax, commercial occupancy tax, and gross receipts tax. all of that could be in a remade form of our business tax structure. >> that is a good question to ask. i will ask this monday. >> i was born in of los angeles. i was in a mexican-american, a chicano town. my dad was a launch your worker. my mother was an office worker at usc. my parents were divorced when i was 10 years old. i moved to the east coast and lived there for six years and then fled back to california after high school. i went to school at uc santa barbara. i have been in san francisco since 1989, have lived in the excelsior since 1999. the difficulty is, muni often sees it as an industrial area, not a neighborhood. we have to figure out how to make it work as a neighborhood and as a place that can service the light ra
to give yourself a break when it comes to your 2013 taxes. we're going to explain some steps you can take, coming up next, erica. >> it is raining out here right now, mike, but by the end of sunday, we could have some snow or slush on the ground. i'llell you why, coming up in the first alert seven-day forecast. >>> welcome back. besides celebrating the holidays, it's also a very good time to start looking at your finances. tax time is going to be here before you know it, so that's why sandra black from personal finance is here to tell us some steps you can take to make sure you're not going to get really pummelled when it comes to your 2013 taxes. thanks for coming in. are there things you can do right now with your withhold sng is that one of the things that you can manipulate this late in the year? >> what you can do is increase the amount of money taken from your pay check and put into your had 401k. you can ask some of it to come out into your 401k. it increases your retirement savings, which everyone needs to do, and second, that money won't be taxed, so that means you'll have less m
they are very competitive with the tax exempt financing. now clearly there is a repayment obligation on the part of the project sponsor and that is the upper right-hand side to repay, i am sorry, below that to repay the stake holders to pja to flow all of the funds to pay for the payment of the p3 developer and to whoever receives the fund and allocates those funds and to the design bill contractor and as well as the main nens provider and the design contractor and the many subcontractors to it and the maintenance can be a big job and it can begin for the life of the assets and any questions about the flowchart? >> yeah, i have a question about the flowchart. >> your p3 developers and your shareholders and maybe the dividends are backwards, but what is seems to me is that what the p3 developer gets out of this, is essentially what the pjpa has in the milestone and the availability payments. >> yes, sir. >> so what you are telling us, then, is that we can save so much money by going p3 that we can afford to put in a whole other layer of management and a whole other layer of stuff, and give the sa
. remember, if you want to help poverty this isn't the way to do it. the earned income tax credit does it. take this out of politics. take this out of unions. remember, 67% of people that make minimum wage work part time. $53,000 a year is what the average person who makes a minimum wage, that household, makes. this does not do lot for poverty but it does hurt small business. >> does it hurt the young people, the college students who are flipping burgers? they don't want to make a career of it but they're part time and raising the wage would probably get them out of a job. >> actually, i totally disagree with that. there's very little evidence to suggest that. a modest increase in the minimum wage, tying it to inflation, actually has a net job loss. >> they're asking for double. >> i don't think that's appropriate. i support the president's call to raise the mimum wage. as he said in february, tie that to inflation, tie that to cost of living. that makes sense. how can anybody earn a living on $15,000 a year? doesn't make sense. i don't support a whole sale increase of it to 15. i think t
taxes in detroit, bring the corporate income tax down to five percent, the personal income tax down to five percent, make the capital gains tax zero, take the payroll tax and bring it down for the employee and the employer. without bringing any new money to detroit, just leaving money in detroit is over a billion dollars that would stimulate detroit's economy. >> basically a flat tax but flat nonetheless. >> absolutely. flat and very low. we also look at regulations and try to get rid of the owner's regulations that's making it expensive for city government and for businesses to locate in detroit. we think if you combine all of this, that it would be the model for how you would rescue cities across the country but any impoverished area. we have impoverished areas in eastern kentucky. we think this same plan would rescue them and parts of louisville and other major cities. >> maybe the country while you're at it. we have had five years of spread the wealth. you didn't build that. share share economics. where has obama failed detroit? >> here's the problem. the president says let me t
's pension benefits an cut those benefits, adopted a multimillion dollar tax cut for multinational corporation within that state. so the state is not impoverished. the state is choosing priorities that are different than the citizens have chosen by adopting a constitutional protection of pension benefits. >> woodruff: andrew biggs what about that, and what about the bigger picture here, that the blame, that if there is going to be pain, the pain should be spread, that it shouldn't be mainly or even in large part these people who have worked so hard for these cities. >> uh-huh. i suspect in the case of detroit, it's not going to be mainly or in large part on the pensioners, it going to be mostly on the bondholders who are going to get hit much more. i mean steve is right when he cites the average benefits people receive from pensions. that includes a lot of people who spent a few years in public employment and are getting very small benefits. if you are somebody who spent a full career working for the city of detroit, you would retire with a benefit equal of around two-thirds your f
the discussion over the past five years. hikes.looking at tax they are also not looking at significant cuts to medicare, security,or social which are areas republicans say needs to be done. instead we are looking at pretty small things and haggling over whether to have federal employees attribute more to their retirement -- employees contribute more to their retirement plans. thingse also looking at -- a spectrum that is going to be sold to telephone companies. they are looking at a small budget deal that would replace some of the sequester, the automatic spending cuts that were launched in 2011 as part of a but -- part of a different budget process. like can't there right now? why can't there be a grand bargain right now? caller: because republicans and democrats can't agree. all ryan, the chairman of the budget committee, and patty murray decided they were not going to go after the towels of the other party and just try to get something that was possible -- after all these failed budget agreements in the past, look we are not even going to go there this time. we are going to go for someth
is you do have companies have moved jobs overseas because of corporate tax rate, workers here, rules, regulations, or other types of policies. to try to get the countries to -- and they are, reshore the jobs back to america. in order to retain our jobs, we have to have the right skill our, the right education in nation to be able to provide those employers with the skills we need. now, we have a mismatch. back 55 years ago. of the jobs in america needed a high school degree to reach the middle class. your word, byron, middle class. to reach the middle class to make a good wage in america. ecause of technology, innovation, how we travel across the world and how we compete in global economy, now that number has dropped down it's not 79% anymore. it's around 35% of our jobs in high school a diploma, which means we have a big skill scant. it's in the manufacturing jobs, john. you can't show up with a high get l degree and expect to a job in a manufacturing plant. you have to have some type of to do, to read, to write, basic math, to operate to machinery, the equipment, the things that yo
'm not telling you that -- i think we ought to have a flatter tax with fewer provisions. get the taxes flatter and get the corporate taxing down. i also help be and happen to believe in an unearned income tax credit. it's not just one way. we just passed the largest tax demut the united states in our last budget and we -- we haven't earned income tax money. and so with d of a carried interest, i mean, i haven't spend enough time thinking about i. it should be on the table. but at the end of the day lentlet's not doing in that gums up venture character. let this is a question about populism, conservatism and populism. and mirroring those two things together. a lot of people just think you get wall street, you know, the dow over 16,000. people losing seemingly every week falling farther and farther behind. you are too big to fail, even be bigger than before. there are a lot of conservatives with a small c that would love a conserve tiff populist. also talking about breaking up the banks. why do we keep allowing bad behavior to go forward and reward mue han behavior? >> we don't think that's a
your business, with tax -- green your business, tax credits available with that. for non-profit, charitable organizations, we have a workshop coming up. that is helpful for those of you who are looking to access the committee on a durable basis. >> also, on behalf of leader pelosi, i want to thank our panel and her staff. we are tenants in this building. i apologize for the security situation that happened upstairs. if you have concerns about it, please come and see me. i would like to convey those to the landlord here so that it does not happen again. thank you. >> hi, everybody. my name is carmen chu. why don't we get started. with a marking up with the department of small business -- we have been working with the department of small business. this project started when we heard from neighborhood merchants. unfortunately, they had access issues, visibility access issues. we have been working closely with many of our partners year today to educate about these -- many of our partners year today to educate about these issues. also in terms of board guidance. i want to thank
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